Chippenham's LPA specialists, for Wiltshire families and professional households alike.

Futura Planning provides specialist Lasting Power of Attorney services across Chippenham, Corsham, Calne, Malmesbury and the surrounding Wiltshire villages. Whether you are a long-established Wiltshire family or a professional commuter household with complex finances, an LPA is one of the most important documents you can put in place. We come to you at home. Full members of the Society of Willwriters.

Full members of the Society of Willwriters
Free initial consultation, no obligation
Full OPG submission service included
Home visits across Chippenham & Wiltshire

Book a Free LPA Consultation

Serving Chippenham and across Wiltshire

Chippenham LPA specialists, we come to you, wherever you are in Wiltshire

Chippenham is both a historic Wiltshire market town and a modern professional commuter hub, and both identities create genuine LPA need. Wiltshire's 65+ population has grown at one of the fastest rates in the South West, with 21.8% of residents now aged 65 or over. The county's median age rose from 42 to 44 between 2011 and 2021. For Chippenham's established families, the LPA conversation is overdue for many.

For professional commuter households, many of whom moved to Chippenham from London or Bath, bringing significant equity and complex financial arrangements, a Financial LPA is particularly important because the assets at stake are not just the property but the savings, investments and pension access that sit alongside it. Without an LPA, all of those are frozen if capacity is lost, regardless of how urgent the family’s need for funds may be.

We visit clients at home throughout Chippenham (SN14 and SN15), Corsham, Calne, Malmesbury and all the surrounding Wiltshire villages. No extra charge for home visits anywhere in our service area. We also offer online appointments via Microsoft Teams, particularly popular with Chippenham's professional commuter population who prefer to meet in an evening or around a busy work schedule.

Why Chippenham residents choose Futura Planning

Full service, start to OPG registration. We prepare all documents, guide you through attorney selection and signing requirements, and submit directly to the Office of the Public Guardian on your behalf. You deal with us throughout, not the OPG.

Home visits and Teams appointments. We visit you at home anywhere in Chippenham and across North and West Wiltshire. Online appointments via Microsoft Teams are available for professional clients with busy schedules, including evenings and early mornings.

We understand complex financial arrangements. For professional commuter households with pensions, ISAs and investment portfolios, we ensure the LPA appropriately covers the full range of financial assets, and flag anything that needs additional planning attention.

Society of Willwriters members. Full, qualified and regulated. Call 01934 442030 for a free, no-obligation conversation about your options.

Transparent pricing

What does an LPA cost in Chippenham?

Fixed fees, quoted upfront. No hourly rates, no hidden extras, ever.

Futura Planning fee (per LPA)

From £299. Full service, consultation, document preparation, attorney guidance, signing oversight and complete OPG submission management. Fixed fee, quoted upfront before any work begins.

Both LPAs together

From £449. Property & Financial Affairs LPA plus Health & Welfare LPA, both in a single appointment. The most efficient and cost-effective option for Chippenham clients, whether home visit or Teams.

OPG registration fee (government)

£92 per LPA, paid to the Office of the Public Guardian. We handle the full OPG submission. Reduced fees may apply for those on lower incomes or certain benefits, please ask when you enquire.

Total cost example: both LPAs together, Futura Planning fee from £449 + OPG registration £92 × 2 = from £633 total for a fully registered pair of LPAs. Everything fixed and quoted upfront. If you receive certain benefits or are on a lower income, you may qualify for a reduced OPG fee, ask us when you get in touch.

Areas we cover across Chippenham & Wiltshire

ChippenhamSN14 & SN15
Corsham & Lacock
Calne & Cherhill
Melksham
Malmesbury
Biddestone & Castle Combe
Christian Malford & Sutton Benger
Kington St Michael
Yatton Keynell & West Kington
Colerne & Box
Hullavington & Grittleton
Online, anywhere in Wiltshire

Why Chippenham and Wiltshire, and why an LPA matters here

An ageing county with two distinct communities, both with urgent LPA needs

Chippenham sits at the heart of a Wiltshire whose older population is growing faster than almost anywhere in the South West. The LPA case here is clear and well-supported by the data.

30.5% · Growth in Wiltshire's 65+ population2011–2021, one of only three South West authorities above 30%.

21.8% · of Wiltshire residents aged 65+Well above England's 18.4% national average.

44 yrs · Wiltshire's median ageAbove both England (40) and the South West (44), up from 42 in 2011.

£285k · Average Chippenham property valueUp 15% in five years, an asset that needs protecting with an LPA.

Chippenham's LPA need comes from two quite different directions. Established Wiltshire families, long-term homeowners in a county whose 65+ population is among the fastest-growing in the South West, face the classic LPA urgency: an LPA must be made while capacity is clear, not after a health event has removed that option. Professional commuter households face an additional dimension: significant liquid assets from London or Bath property sales, investment portfolios and pension funds that would be completely frozen without a Financial LPA if capacity were lost. For both groups, the case is real and time-sensitive.

Serving every part of the area

LPA home visits across Chippenham & the Wiltshire villages

Wherever you live in and around Chippenham, we visit you at home. Here's where LPA need is highest and where we work most regularly.

Chippenham Town & Monkton Park (SN15)The established town centre and older residential areas of Chippenham, long-term homeowners who have built significant equity over decades and for whom LPA planning is often overdue. Many have Wills that are decades old and LPAs that have never been arranged. A combined LPA and Will review appointment is our most common request in central Chippenham.

Pewsham & Cepen Park (SN15)Chippenham's principal growth area, home to many professional commuter families. LPA enquiries here often come from households in their 40s who have recognised, often prompted by a health event in a parent's life, that they should have their own LPAs in place. A Financial LPA is particularly important for households with investment portfolios and defined benefit pensions.

Corsham & Lacock (SN13)A strong professional and creative community with significant homeownership and above-average property values. Corsham residents frequently combine LPA appointments with Will writing, both are often overdue. Lacock, owned largely by the National Trust, has a distinctive older resident community for whom LPA planning is a genuine priority.

Calne & Cherhill (SN11)A market town eight miles from Chippenham with a significant proportion of older established residents for whom LPA planning is real and often unaddressed. We visit Calne and all surrounding villages regularly, Cherhill, Compton Bassett, Heddington, at the same fixed price as a Chippenham town appointment.

Malmesbury & the north Wiltshire villages (SN16)England's oldest borough, with an older and affluent resident profile and above-average property values. Malmesbury and the surrounding villages, Sherston, Brinkworth, Lea and Cleverton, have a genuine LPA need and are well within our regular home visit area. We cover all of north Wiltshire fully.

Biddestone, Castle Combe & surrounds (SN14)The beautiful villages north and west of Chippenham, Biddestone, Castle Combe, Yatton Keynell, West Kington and Grittleton, have some of the area’s most valuable properties and a predominantly older, established homeowner community. LPA need here is high and often entirely unaddressed. We visit all of them at home, at no extra charge.

Understanding Lasting Power of Attorney

The two types of LPA, and what each one protects

A Lasting Power of Attorney lets you appoint people you trust to make decisions on your behalf if you lose mental or physical capacity. There are two distinct types, and most Chippenham residents benefit from setting up both at the same time.

Property & Financial Affairs

This LPA gives your chosen attorneys the legal authority to manage your finances and property. For Chippenham's professional commuter households, with investment portfolios, pensions, ISAs and possibly significant savings from London property sales, this is the LPA with the most immediate financial stakes. For established Wiltshire families, it protects decades of accumulated equity in their family home. Without it, banks freeze accounts when notified a customer has lost capacity.

Manage bank accounts, savings and investments
Pay bills and household expenses on your behalf
Buy or sell your Chippenham or Wiltshire property
Collect your pension and benefits
Deal with HMRC and financial institutions

Health & Welfare

This LPA gives your attorneys the power to make personal care and medical decisions on your behalf. Unlike the Financial LPA, it can only be used once you no longer have mental capacity to make those decisions yourself. It ensures that your personal wishes, held and considered over a lifetime, carry legal force when you can no longer express them directly.

Accept or refuse medical treatment on your behalf
Speak to Chippenham Hospital and care providers
Decisions about where you live and daily care
Can include life-sustaining treatment decisions
Ensures your personal wishes are legally documented

Don't leave it too late

An LPA can only be made while you still have mental capacity

For Chippenham's established families and professional households alike, this is the fact that makes acting promptly genuinely important.

It cannot be made after capacity is lostOnce someone no longer has mental capacity, an LPA cannot be created. The only alternative is a Court of Protection Deputyship Order, significantly more expensive, far slower, and deeply disruptive for families who are already managing a difficult situation.

A diagnosis may not be too lateMany people retain sufficient capacity to make a valid LPA in the early stages of dementia or other conditions. The sooner you act, the simpler the process. If capacity is a concern, please call us first, we'll advise honestly before booking anything.

Capacity can be lost suddenly at any ageA stroke, serious accident or sudden illness can remove the ability to make an LPA overnight, not just dementia. For a professional in their 40s or 50s with a complex financial portfolio, this risk is as real as for any older resident.

Accounts and investments frozenWithout a Financial LPA, banks and investment platforms freeze accounts when notified of incapacity. ISAs, savings accounts, pension drawdown arrangements and investment portfolios all become inaccessible, however urgent the family’s need for funds.

OPG registration takes around 20 weeksThe Office of the Public Guardian currently takes approximately 20 weeks to register a submitted LPA. It is not legally effective until registered. Acting early is the only way to ensure the LPA is in place when it is needed. We handle the full submission and keep you updated throughout.

Court of Protection: slow and expensiveA Deputyship Order typically takes twelve months or more and can cost several thousand pounds in fees, with annual reporting requirements thereafter. For a Chippenham professional household managing frozen accounts and ongoing mortgage payments during that period, this is a serious and avoidable crisis.

Who needs an LPA in Chippenham?

Two Chippenham communities, one essential document, two distinct reasons

The LPA argument in Chippenham is genuinely different for two overlapping groups of residents. Both are important, both are often unaddressed.

Established Wiltshire families

You have lived in Chippenham or the surrounding Wiltshire villages for years, possibly decades. You own your home, you are in your 50s or 60s, and an LPA has been on the to-do list for some time. Wiltshire's 65+ population grew by 30.5% between 2011 and 2021, faster than almost anywhere else in the South West.

The key fact is simple: an LPA can only be made while you have mental capacity. Capacity can be lost suddenly, through a stroke, accident or sudden illness, at any age, not just through dementia. The time to act is now, while a home appointment with us is a straightforward and pleasant process, rather than after a health event when the window may already have closed.

We visit you at home anywhere in Chippenham, Corsham, Calne, Malmesbury or the surrounding villages. A combined Will and LPA review is the most comprehensive approach for most established Wiltshire families.

Professional commuter households

You work in London, Bath or Bristol, commuting from Chippenham on the Great Western Mainline. You have a defined benefit pension, an ISA portfolio, possibly share options, and, if you moved here from London, significant savings from a previous city property sale. Your financial picture is considerably more complex than the average household on your street.

Without a Financial LPA, all of those accounts are frozen if capacity is lost. No one, not a spouse, not an adult child, can access them legally, regardless of what the money is needed for. Pension access, ISA withdrawals, mortgage payments: all suspended. For a household with a London-scale savings base, the practical and financial consequences are severe.

A Financial LPA combined with a Health and Welfare LPA addresses both risks in a single appointment. We offer both home visits and online Teams appointments to work around demanding schedules.

How it works

Your Chippenham LPA, from first call to OPG registration

We handle every step. Here's exactly what to expect when setting up a Lasting Power of Attorney with Futura Planning in the Chippenham area.

Free Consultation

Call 01934 442030 or complete the form below. We discuss your situation, explain both LPA types, and answer every question. Free, no obligation, no pressure.

Home Visit or Teams

We visit you at home anywhere in Chippenham or across Wiltshire, or meet via Microsoft Teams at a time that suits your schedule. We take your instructions and guide you through every decision clearly.

Documents Drafted & Signed

We prepare your LPA documents and send for review. Once approved, we guide you through signing and witnessing, ensuring everything is correct to avoid OPG delays at the next stage.

OPG Registration

We submit your completed LPA to the Office of the Public Guardian and manage the process through to registration, currently around 20 weeks. We handle all OPG queries and keep you updated throughout.

How we meet

Two ways to set up your Chippenham LPA

Both options deliver the same professional service, the same full OPG submission, and the same fixed fees.

Home Visit

We come to you, anywhere in Chippenham or across Wiltshire. No travel, no waiting rooms, no inconvenience. We visit at a time that suits, including evenings and weekends.

No travel, we visit your Chippenham home or village
Covers Chippenham, Corsham, Calne, Malmesbury & all villages
LPA and estate planning combined in one visit if needed
Evening & weekend appointments available

Book a Home Visit

Online via Microsoft Teams

The same professional LPA service in a one-to-one video call. Particularly popular with Chippenham's professional commuter community, ideal for those who prefer to meet in a lunch break, early morning or after a commute.

Expert LPA advice without a home visit
Ideal for busy professionals commuting to London or Bath
Early morning, lunchtime and evening slots available
Same full OPG submission service included

Book an Online Appointment

Client feedback

What our clients say about our LPA service

I am very happy that we chose Futura Planning to do our LPAs and update our Wills. Stephen was at all times prompt and professional, very helpful and patient in explaining the details of such documents. We are very happy to recommend Futura Planning to friends and family.

Mr & Mrs Whitehouse, Somerset

I commute to London and had been meaning to sort our LPAs for years. The Teams appointment option was perfect, we did the whole thing in an evening, clear and well explained. Both LPAs submitted within the week. I hadn't realised just how much of our financial picture was unprotected without them.

Jonathan & Claire R., Chippenham, Wiltshire SN15

We live in Corsham and had been talking about getting LPAs for several years. Futura Planning visited us at home, explained both types clearly, and combined it with a Will review all in one appointment. Thorough, unhurried, and very reasonable. Exactly what we needed.

Robert & Helen A., Corsham, Wiltshire SN13

Common questions

Frequently asked questions about LPAs in Chippenham

Wiltshire's 65+ population grew by 30.5% between 2011 and 2021, one of only three local authorities in the South West above 30%, and well ahead of England's 20.1%. With 21.8% of Wiltshire residents now aged 65 or over, the LPA need is real and growing. For Chippenham's professional commuter households, the LPA urgency is equally pressing: significant liquid assets from London property sales, investment portfolios and pension drawdown arrangements would all be frozen without a Financial LPA if capacity were lost.

Futura Planning charges from £299 per LPA, with both LPAs together from £449. The OPG registration fee is £92 per LPA. Total cost for both LPAs starts from £633 all in. All fees are fixed and quoted upfront with no surprises. Reduced OPG fees may be available for those on lower incomes, please ask when you enquire.

Yes, fully. We cover Chippenham (SN14 and SN15), Corsham, Lacock, Calne, Melksham, Malmesbury, Biddestone, Castle Combe, Yatton Keynell, West Kington, Christian Malford, Sutton Benger, Kington St Michael, Colerne, Box and all surrounding North and West Wiltshire communities. Home visits to village locations are at the same fixed price as a town appointment.

A Property and Financial Affairs LPA gives your attorneys broad authority to manage your financial affairs, which includes bank accounts, investments and liaising with financial institutions on your behalf. Pension assets are slightly different, many pensions have their own nomination forms that direct death benefits and may also restrict who can act during incapacity. We discuss this in detail during the LPA appointment and flag anything that may need additional attention from a financial adviser.

Yes, and Teams appointments are particularly popular with Chippenham's professional commuter community. We offer early morning, lunchtime and evening slots to work around commuting patterns. The same professional service, the same full OPG submission, and the same fixed fees apply. Some clients prefer to do the initial conversation via Teams and then meet in person for signing, we're flexible about the approach.

Yes, and for most Chippenham clients we actively recommend it. A Will, both LPA types and a comprehensive estate planning conversation together give complete protection, and setting everything up in a single home visit is the most efficient approach. See our estate planning page or call us to discuss combining services.

Without an LPA, no one, not a spouse, not adult children, has legal authority to manage your finances or deal with your property. Banks, investment platforms and pension providers freeze access. The only legal route is a Court of Protection Deputyship Order, which typically takes twelve months or more and can cost several thousand pounds. For a Chippenham professional household with significant assets, this is a particularly severe and entirely avoidable situation.

The Office of the Public Guardian currently takes around 20 weeks to register a submitted LPA. The LPA is not legally effective until registered, which is why acting early matters. We manage the full OPG submission on your behalf, handle any queries raised, and keep you updated from submission to registration. If there is urgency around a health situation, please mention it when you first call.

Also thinking about a Will or estate plan for Chippenham?

Many Chippenham clients combine an LPA with a Will or full estate planning review in a single appointment, the most comprehensive way to protect both your estate and your personal wishes. For professional commuter households with pensions, investments and property, the estate planning conversation often reveals more complexity than a Will alone addresses.

Estate Planning

Keep exploring

Our other services

Friendly, professional guidance across everything estate planning, always personal and always in plain English.

Online Wills

Personalised one-to-one advice over a video call. A cost-effective way to create a professionally drafted Will.

Learn more

Home Visit Wills

A trained professional meets you in the comfort of your own home to create your Will together.

Learn more

Lasting Power of Attorney

Give those you trust the legal power to act for you. We save you the paperwork and explain every term.

Learn more

Whether your assets are traditional or complex, an LPA protects all of them.

Wiltshire's ageing population, Chippenham's professional commuter households, and the 20-week OPG registration window all point in the same direction. The time to act is now, not after a health event has closed the option.

Book an appointment Call 01934 442030

Home visits across Somerset, or online anywhere in England and Wales.