Make sure your Bristol home stays in the family
For most Bristol homeowners, their property is the single biggest asset they own. A Property Protection Trust helps make sure it passes to the people you intend, even if life takes an unexpected turn.
- Protect your share of the home
- Guard against care fees
- Qualified, insured SWW members
The basics
What is a Property Protection Trust?
A Property Protection Trust, sometimes called a Property Trust, is most commonly used by couples who own their home together. It is set up through your Wills and works by splitting ownership into shares. On the first death, that person's share is placed into a trust rather than passing directly to the surviving partner.
Your surviving partner retains the right to live in the property for the rest of their life. When they later pass away, both shares pass to the beneficiaries you originally chose, such as your children. It allows you to provide for your partner during their lifetime while still protecting your share for the people you ultimately want to inherit it.
This works the same way wherever your home is in Bristol, whether that's a Georgian terrace in Clifton, a Victorian semi in Bishopston, or a harbourside flat near the centre.
- £354kAverage Bristol property price
- £521kAverage price in Clifton (BS8)
- £684kAverage detached home, Bristol-wide
Why people choose one
What a Property Protection Trust can do
A Property Protection Trust is particularly useful if you want to guard against some of the most common risks to your family home, risks that matter just as much in Bristol as anywhere else.
Protect against care fees
Ring-fencing your share of the property so it cannot be counted as part of your partner's assets if they later need care.
Protect against remarriage
Ensuring that if your partner remarries after you die, your share still passes to your chosen beneficiaries, not a new spouse.
Prevent unintended disinheritance
Making sure children from a previous relationship are not unintentionally disinherited if your partner later changes their Will.
Keep beneficiaries secure
Stopping your share of the property from being redirected away from your intended beneficiaries, whatever happens later.
Property Protection Trusts in Bristol
Why this matters across Bristol's neighbourhoods
Bristol's property market makes the case for a Property Protection Trust particularly clear. The average home in the city is worth £354,000, and in areas like Clifton that rises to £521,000, for most couples, this single asset represents the majority of what they will eventually leave behind.
Bristol also has a wide range of blended families, second marriages, and long-term partnerships where one or both partners brought children from a previous relationship into the home. These are exactly the circumstances where a Property Protection Trust tends to be most relevant, helping you provide for your partner for their lifetime, while still making sure your share ultimately reaches the people you intend.
We meet Bristol clients at home or online, wherever suits you best, across the city centre, the northern suburbs, and the communities south of the river.
- Clifton
- Redland
- Westbury-on-Trym
- Bishopston
- Henleaze
- Stoke Bishop
- Southville
- Bedminster
- Knowle
- All of Bristol
Bristol homes worth protecting
Is it right for you?
Who should consider a Property Protection Trust
This type of trust tends to be most relevant if you are in a second marriage or relationship and have children from a previous one, want to balance providing for your partner with protecting your children's inheritance, are concerned about future care costs affecting what you leave behind, or simply want extra certainty over who ultimately inherits your Bristol home.
Everyone's situation is different, and a Property Protection Trust is not the right solution for every family. We talk through your circumstances honestly and explain whether it makes sense for you, or whether another option may serve you better.
Without protection, your home is at risk
Common life events can redirect your share away from the people you intended:
How it works
Setting up a Property Protection Trust
An honest conversation
We talk about your family, your Bristol property, and what you want to achieve, at home or wherever suits you.
Clear, tailored advice
We explain whether a PPT suits your circumstances, or whether another option is better for your situation.
Set up through your Will
The trust is written into your Will, along with the change of ownership at the Land Registry for your property.
Client feedback
What our clients say
I am very happy that we chose Futura Planning to do our LPAs and update our Wills. Stephen was at all times prompt and professional, very helpful and patient in explaining the details of such documents.
Steve helped my parents with wills and LPAs. He was knowledgeable and professional and made us feel at ease. He talked us through every step of the process and ensured our needs were met. I would highly recommend Futura Planning.
Questions, answered
Property Protection Trust FAQs
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